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Regulation check
Is OANDA regulated? Licences and safety in 2026
Which regulators license OANDA, which company you would actually join, and what protection that gives you.
Short answer: Yes. OANDA runs regulated companies in the US (CFTC-registered, NFA member), the UK (FCA), Australia (ASIC) and Canada (CIRO). US residents are served by the US company, under the strictest retail forex rules of any country.
OANDA regulators and what they mean for you
| Regulator | Country | What it means for retail clients |
|---|---|---|
| CFTC/NFA | US | Strictest regime for retail forex. Leverage capped at 50:1 on majors; no hedging and FIFO rules apply. |
| FCA | UK | Top tier. Retail leverage capped at 30:1 on majors, negative balance protection, client money segregated, FSCS cover up to £85,000 if the firm fails. |
| ASIC | Australia | Top tier. Retail leverage capped at 30:1 on majors, negative balance protection, client money held in trust. |
| CIRO | Canada | Top tier national regulator with leverage limits and a member protection fund (CIPF). |
Protections apply only if your account is with the company that regulator licenses. Leverage caps and compensation limits are the general rules for each regulator, not a statement about OANDA's specific terms.
Which OANDA company would hold your account?
Brokers like OANDA run several companies under one brand. Where you live decides which one opens your account, and only that company's regulator protects you. Before you deposit:
- Find the company name in the client agreement or account-opening terms.
- Look it up on that regulator's own register, not a link from the broker's site. In the US, use NFA BASIC.
- Check the website address and contact details on the register match the site you are using, to avoid clone firms.
Our legal entity guide walks through it step by step.
OANDA at a glance
| Minimum deposit | None in the US, UK and Australia |
| EUR/USD pricing | From 0.6 pips, spread-only (UK) |
| Platforms | OANDA platform, TradingView, MT4, MT5 |
| US retail forex clients | Yes (CFTC-registered, NFA member; 50:1 cap on majors) |
FAQ
Is OANDA safe?
OANDA is regulated, but safety depends on the company that holds your account. In the US that is a CFTC-registered NFA member; elsewhere, companies licensed by the FCA, ASIC or CIRO must segregate client money and follow retail protection rules.
Which OANDA company will I join?
It depends on where you live. The company is named in the account-opening documents and client agreement, not on the homepage. Check that name on the regulator's own register.
Does OANDA accept US clients?
Yes. Its US company is CFTC-registered and an NFA member, and leverage is capped at 50:1 on major pairs.
What is the minimum deposit at OANDA?
None in the US, UK and Australia.
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